Off the wire

HR 2478

119th Congress

Latest action 2026-07-13: Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

This bill number also appears in other loaded Congresses: 118th, 117th, 116th, 115th, 114th, 113th, 112th, 111th, 110th, 109th, 108th (bill numbers are reused each Congress, so these are different bills).

Financial Exploitation Prevention Act of 2025 bill

sponsor
W000812
introduced
2025-03-27
policy area
Finance and Financial Sector (banking, consumer_lending, digital_assets, insurance, investment_finance, payments)
cosponsors
11
lobbying filings citing it
23
money facing its subject
the record
congress.gov
8 CRS legislative subjects, as written

Administrative law and regulatory procedures, Congressional oversight, Crime victims, Fraud offenses and financial crimes, Government information and archives, Government studies and investigations, Securities, Securities and Exchange Commission (SEC)

Actions: 17 on the record

The record's own timeline, word for word, newest first. An action that names a committee links to it.

datetypeaction, as writtencommittee
2025-03-27 IntroReferral Introduced in House
2025-03-27 IntroReferral Introduced in House
2025-03-27 IntroReferral Referred to the House Committee on Financial Services. House Committee on Financial Services
2025-09-16 Committee Committee Consideration and Mark-up Session Held House Committee on Financial Services
2025-09-16 Committee Ordered to be Reported (Amended) by the Yeas and Nays: 50 - 0. House Committee on Financial Services
2025-11-04 Committee Reported (Amended) by the Committee on Financial Services. H. Rept. 119-361. House Committee on Financial Services
2025-11-04 Committee Reported (Amended) by the Committee on Financial Services. H. Rept. 119-361. House Committee on Financial Services
2025-11-04 Calendars Placed on the Union Calendar, Calendar No. 313.
2026-06-24 Floor Mr. Hill (AR) moved to suspend the rules and pass the bill, as amended.
2026-06-24 Floor Considered under suspension of the rules. (consideration: CR H4222-4226; text: CR H4222-4223)
2026-06-24 Floor DEBATE - The House proceeded with forty minutes of debate on H.R. 2478.
2026-06-24 Floor At the conclusion of debate, the chair put the question on the motion to suspend the rules. Mr. Hill (AR) objected to the vote on the grounds that a quorum was not present. Further proceedings on the motion were postponed. The point of no quorum was considered as withdrawn.
2026-06-25 Floor Considered as unfinished business. (consideration: CR H4251-4252)
2026-06-25 Floor Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by the Yeas and Nays: (2/3 required): 414 - 2 (Roll no. 227).
2026-06-25 Floor On motion to suspend the rules and pass the bill, as amended Agreed to by the Yeas and Nays: (2/3 required): 414 - 2 (Roll no. 227).
2026-06-25 Floor Motion to reconsider laid on the table Agreed to without objection.
2026-07-13 IntroReferral Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. Senate Committee on Banking, Housing, and Urban Affairs

Cosponsors: 11

In order of signing; an original cosponsor signed on introduction day. A withdrawal stays on the record, marked, never deleted.

memberpartystatesigned
Andrew R. Garbarino Republican NY 2025-03-27 original
Bryan Steil Republican WI 2025-03-27 original
Josh Gottheimer Democrat NJ 2025-03-27 original
Marie Gluesenkamp Perez Democrat WA 2025-03-27 original
Michael Lawler Republican NY 2025-03-27 original
Young Kim Republican CA 2025-03-27 original
Bill Huizenga Republican MI 2025-04-07
Eugene Simon Vindman Democrat VA 2025-06-03
Cleo Fields Democrat LA 2025-06-04
Pete Sessions Republican TX 2025-09-15
Zachary Nunn Republican IA 2025-09-16

Lobbying: 23 filings cite this bill

Filings whose specific-issues text cites the bill, as the filers typed it ("H.R.2478", "H.R. 2478", "HR 2478"). The LDA does not disclose positions on a bill (support or oppose), so none appear here; a filing is attributed to a Congress by its filing year. Counts, never dollars. ‡ lobbying estimates

registrant, as filedfilings citing ityears
FINANCIAL SERVICES INSTITUTE 6 2025 to 2026
INSURED RETIREMENT INSTITUTE 6 2025 to 2026
INVESTMENT COMPANY INSTITUTE 5 2025 to 2026
AARP 3 2025 to 2026
FINSECA 2 2025 to 2026
CENTER FOR RESPONSIBLE LENDING, A SUPPORTING CORP OF CTR FOR COMMUNITY SELF-HELP 1 2025
client, as filedfilings citing ityears
FINANCIAL SERVICES INSTITUTE 6 2025 to 2026
INSURED RETIREMENT INSTITUTE 6 2025 to 2026
INVESTMENT COMPANY INSTITUTE 5 2025 to 2026
AARP 3 2025 to 2026
FINSECA 2 2025 to 2026
CENTER FOR RESPONSIBLE LENDING A SUPPORTING CORP OF CTR FOR COMMUNITY SELF-HELP 1 2025

Money facing this bill

A giver's face is the list of subjects its organization lobbies Congress on, read from its own lobbying reports and spread by how often each subject comes up; a gift from someone who works there is spread the same way.

$808k

measureMoney facing a bill's subject that reached its sponsors, version 3

subjectFinance and Financial Sector

members counted12

members with a candidacy in 202612

this row as datathe stored row

from individual donors whose organizations lobby on Finance and Financial Sector, the bill's policy area, reached the 12 members who sponsor or cosponsor it, in the 2026 cycle, more than 93% of Finance and Financial Sector bills. From PACs whose sponsors lobby on it: $1.9M, counted separately.

This is money tied to the bill's subject, not money given for or against the bill. It shows what an organization lobbies on, not what position it takes, and no gift is tied to a bill.

The members it reached, and who gave it

The organizations are each member's three largest on this subject. A group of organizations is shown by name only after a person has reviewed it.

Lobbying clients that named this bill in their filings
ClientFilingsIts face on Finance and Financial Sector
FINANCIAL SERVICES INSTITUTE 6
46%

what it isthe share of this client's lobbying activity on the subject

face window2025-2026

its face and filingsopen the evidence

INSURED RETIREMENT INSTITUTE 6
25%

what it isthe share of this client's lobbying activity on the subject

face window2025-2026

its face and filingsopen the evidence

INVESTMENT COMPANY INSTITUTE 5
44%

what it isthe share of this client's lobbying activity on the subject

face window2025-2026

its face and filingsopen the evidence

AARP 3
4%

what it isthe share of this client's lobbying activity on the subject

face window2025-2026

its face and filingsopen the evidence

FINSECA 2
32%

what it isthe share of this client's lobbying activity on the subject

face window2025-2026

its face and filingsopen the evidence

CENTER FOR RESPONSIBLE LENDING A SUPPORTING CORP OF CTR FOR COMMUNITY SELF-HELP 1
35%

what it isthe share of this client's lobbying activity on the subject

face window2025-2026

its face and filingsopen the evidence

Money facing a bill's subject that reached its sponsors, version 3 · ‡ self-reported text ‡ small donors invisible ‡ lobbying estimates

Votes: 1 roll call tied to this bill by the chambers' own documents

Tallies are the chambers' own published numbers. ‡ votes, not motives

datechamberquestionresultyeasnaysrecord
2026-06-25 house On Motion to Suspend the Rules and Pass, as Amended Passed 414 2 the chamber's document

Coverage: bills are loaded for Congresses 108, 109, 110, 111, 112, 113, 114, 115, 116, 117, 118, 119. We have not collected a Congress missing from that list, so its bills do not show here even though they exist. Lobbying citations cover the LDA years we collected; votes cover the loaded roll-call files. ‡ correlation, not purchase ‡ lobbying estimates ‡ votes, not motives