HR 2478
119th Congress
Latest action 2026-07-13: Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
This bill number also appears in other loaded Congresses: 118th, 117th, 116th, 115th, 114th, 113th, 112th, 111th, 110th, 109th, 108th (bill numbers are reused each Congress, so these are different bills).
Financial Exploitation Prevention Act of 2025 bill
- sponsor
- W000812
- introduced
- 2025-03-27
- policy area
- Finance and Financial Sector (banking, consumer_lending, digital_assets, insurance, investment_finance, payments)
- cosponsors
- 11
- lobbying filings citing it
- 23
- money facing its subject
- the record
- congress.gov
8 CRS legislative subjects, as written
Administrative law and regulatory procedures, Congressional oversight, Crime victims, Fraud offenses and financial crimes, Government information and archives, Government studies and investigations, Securities, Securities and Exchange Commission (SEC)
Actions: 17 on the record
The record's own timeline, word for word, newest first. An action that names a committee links to it.
| date | type | action, as written | committee |
|---|---|---|---|
| 2025-03-27 | IntroReferral | Introduced in House | |
| 2025-03-27 | IntroReferral | Introduced in House | |
| 2025-03-27 | IntroReferral | Referred to the House Committee on Financial Services. | House Committee on Financial Services |
| 2025-09-16 | Committee | Committee Consideration and Mark-up Session Held | House Committee on Financial Services |
| 2025-09-16 | Committee | Ordered to be Reported (Amended) by the Yeas and Nays: 50 - 0. | House Committee on Financial Services |
| 2025-11-04 | Committee | Reported (Amended) by the Committee on Financial Services. H. Rept. 119-361. | House Committee on Financial Services |
| 2025-11-04 | Committee | Reported (Amended) by the Committee on Financial Services. H. Rept. 119-361. | House Committee on Financial Services |
| 2025-11-04 | Calendars | Placed on the Union Calendar, Calendar No. 313. | |
| 2026-06-24 | Floor | Mr. Hill (AR) moved to suspend the rules and pass the bill, as amended. | |
| 2026-06-24 | Floor | Considered under suspension of the rules. (consideration: CR H4222-4226; text: CR H4222-4223) | |
| 2026-06-24 | Floor | DEBATE - The House proceeded with forty minutes of debate on H.R. 2478. | |
| 2026-06-24 | Floor | At the conclusion of debate, the chair put the question on the motion to suspend the rules. Mr. Hill (AR) objected to the vote on the grounds that a quorum was not present. Further proceedings on the motion were postponed. The point of no quorum was considered as withdrawn. | |
| 2026-06-25 | Floor | Considered as unfinished business. (consideration: CR H4251-4252) | |
| 2026-06-25 | Floor | Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by the Yeas and Nays: (2/3 required): 414 - 2 (Roll no. 227). | |
| 2026-06-25 | Floor | On motion to suspend the rules and pass the bill, as amended Agreed to by the Yeas and Nays: (2/3 required): 414 - 2 (Roll no. 227). | |
| 2026-06-25 | Floor | Motion to reconsider laid on the table Agreed to without objection. | |
| 2026-07-13 | IntroReferral | Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. | Senate Committee on Banking, Housing, and Urban Affairs |
Cosponsors: 11
In order of signing; an original cosponsor signed on introduction day. A withdrawal stays on the record, marked, never deleted.
| member | party | state | signed | |
|---|---|---|---|---|
| Andrew R. Garbarino | Republican | NY | 2025-03-27 original | |
| Bryan Steil | Republican | WI | 2025-03-27 original | |
| Josh Gottheimer | Democrat | NJ | 2025-03-27 original | |
| Marie Gluesenkamp Perez | Democrat | WA | 2025-03-27 original | |
| Michael Lawler | Republican | NY | 2025-03-27 original | |
| Young Kim | Republican | CA | 2025-03-27 original | |
| Bill Huizenga | Republican | MI | 2025-04-07 | |
| Eugene Simon Vindman | Democrat | VA | 2025-06-03 | |
| Cleo Fields | Democrat | LA | 2025-06-04 | |
| Pete Sessions | Republican | TX | 2025-09-15 | |
| Zachary Nunn | Republican | IA | 2025-09-16 |
Lobbying: 23 filings cite this bill
Filings whose specific-issues text cites the bill, as the filers typed it ("H.R.2478", "H.R. 2478", "HR 2478"). The LDA does not disclose positions on a bill (support or oppose), so none appear here; a filing is attributed to a Congress by its filing year. Counts, never dollars. ‡ lobbying estimates
| registrant, as filed | filings citing it | years |
|---|---|---|
| FINANCIAL SERVICES INSTITUTE | 6 | 2025 to 2026 |
| INSURED RETIREMENT INSTITUTE | 6 | 2025 to 2026 |
| INVESTMENT COMPANY INSTITUTE | 5 | 2025 to 2026 |
| AARP | 3 | 2025 to 2026 |
| FINSECA | 2 | 2025 to 2026 |
| CENTER FOR RESPONSIBLE LENDING, A SUPPORTING CORP OF CTR FOR COMMUNITY SELF-HELP | 1 | 2025 |
| client, as filed | filings citing it | years |
|---|---|---|
| FINANCIAL SERVICES INSTITUTE | 6 | 2025 to 2026 |
| INSURED RETIREMENT INSTITUTE | 6 | 2025 to 2026 |
| INVESTMENT COMPANY INSTITUTE | 5 | 2025 to 2026 |
| AARP | 3 | 2025 to 2026 |
| FINSECA | 2 | 2025 to 2026 |
| CENTER FOR RESPONSIBLE LENDING A SUPPORTING CORP OF CTR FOR COMMUNITY SELF-HELP | 1 | 2025 |
Money facing this bill
A giver's face is the list of subjects its organization lobbies Congress on, read from its own lobbying reports and spread by how often each subject comes up; a gift from someone who works there is spread the same way.
$808k
measureMoney facing a bill's subject that reached its sponsors, version 3
subjectFinance and Financial Sector
members counted12
members with a candidacy in 202612
this row as datathe stored row
This is money tied to the bill's subject, not money given for or against the bill. It shows what an organization lobbies on, not what position it takes, and no gift is tied to a bill.
The members it reached, and who gave it
- Josh Gottheimer cosponsor, Democrat-NJ
$206k
measureMoney by the subjects its givers lobby on, version 3
this row as datathe stored row
- Filed$20k
BLACKSTONE
organization as filedBLACKSTONE
employer as filedBLACKSTONE
where the face comes fromits own lobbying reports
its face and filingsopen the evidence
- Filed$12k
COINBASE, INC.
organization as filedCOINBASE, INC.
employer as filedCOINBASE
where the face comes fromits own lobbying reports
its face and filingsopen the evidence
- Filed$10k
BAIN CAPITAL LLC
organization as filedBAIN CAPITAL LLC
employer as filedBAIN CAPITAL
where the face comes fromits own lobbying reports
its face and filingsopen the evidence
- Filed
- Bryan Steil cosponsor, Republican-WI
$157k
measureMoney by the subjects its givers lobby on, version 3
this row as datathe stored row
- Filed$22k
COINBASE, INC.
organization as filedCOINBASE, INC.
employer as filedCOINBASE
where the face comes fromits own lobbying reports
its face and filingsopen the evidence
- Filed$15k
NASDAQ INC
organization as filedNASDAQ INC
employer as filedNASDAQ
where the face comes fromits own lobbying reports
its face and filingsopen the evidence
- Filed$13k
ROBINHOOD
organization as filedROBINHOOD
employer as filedROBINHOOD
where the face comes fromits own lobbying reports
its face and filingsopen the evidence
- Filed
- Michael Lawler cosponsor, Republican-NY
$85k
measureMoney by the subjects its givers lobby on, version 3
this row as datathe stored row
- Filed$17k
COINBASE, INC.
organization as filedCOINBASE, INC.
employer as filedCOINBASE
where the face comes fromits own lobbying reports
its face and filingsopen the evidence
- Filed$10k
MORGAN STANLEY
organization as filedMORGAN STANLEY
employer as filedMORGAN STANLEY
where the face comes fromits own lobbying reports
its face and filingsopen the evidence
- Filed$7,000
CASTLE HARLAN, INC.
organization as filedCASTLE HARLAN, INC.
employer as filedCASTLE HARLAN, INC.
where the face comes fromits own lobbying reports
its face and filingsopen the evidence
- Filed
- Young Kim cosponsor, Republican-CA
$65k
measureMoney by the subjects its givers lobby on, version 3
this row as datathe stored row
- Filed$7,000
1ST FINANCIAL BANK USA
organization as filed1ST FINANCIAL BANK USA
employer as filed1ST FINANCIAL BANK USA
where the face comes fromits own lobbying reports
its face and filingsopen the evidence
- Filed$6,528
OPPORTUNITY FINANCIAL
organization as filedOPPORTUNITY FINANCIAL
employer as filedOPPORTUNITY FINANCIAL LLC
where the face comes fromits own lobbying reports
its face and filingsopen the evidence
- Firm$3,853
STERNHELL GROUP
organization as filedSTERNHELL GROUP
employer as filedSTERNHELL GROUP
where the face comes froma lobbying firm's own reports, for all its clients
its face and filingsopen the evidence
- Filed
- Bill Huizenga cosponsor, Republican-MI
$63k
measureMoney by the subjects its givers lobby on, version 3
this row as datathe stored row
- Filed$9,811
COINBASE, INC.
organization as filedCOINBASE, INC.
employer as filedCOINBASE
where the face comes fromits own lobbying reports
its face and filingsopen the evidence
- Registered$6,240
ZHANG FINANCIAL LLC
organization as filedZHANG FINANCIAL LLC
employer as filedZHANG FINANCIAL
where the face comes froma public register's industry code
its face and filingsopen the evidence
- Filed$6,176
CHARLES SCHWAB CORPORATION
organization as filedCHARLES SCHWAB CORPORATION
employer as filedCHARLES SCHWAB CORP.
where the face comes fromits own lobbying reports
its face and filingsopen the evidence
- Filed
- Marie Gluesenkamp Perez cosponsor, Democrat-WA
$60k
measureMoney by the subjects its givers lobby on, version 3
this row as datathe stored row
- Filed$7,000
HUDSON RIVER TRADING LLC
organization as filedHUDSON RIVER TRADING LLC
employer as filedHUDSON RIVER TRADING
where the face comes fromits own lobbying reports
its face and filingsopen the evidence
- Registered$5,670
COLLATERAL HOLDINGS LTD
organization as filedCOLLATERAL HOLDINGS LTD
employer as filedCOLLATERAL HOLDINGS LLC
where the face comes froma public register's industry code
its face and filingsopen the evidence
- Filed$5,606
COINBASE, INC.
organization as filedCOINBASE, INC.
employer as filedCOINBASE
where the face comes fromits own lobbying reports
its face and filingsopen the evidence
- Filed
- Zachary Nunn cosponsor, Republican-IA
$50k
measureMoney by the subjects its givers lobby on, version 3
this row as datathe stored row
- Filed$15k
COINBASE, INC.
organization as filedCOINBASE, INC.
employer as filedCOINBASE
where the face comes fromits own lobbying reports
its face and filingsopen the evidence
- Filed$3,500
CITADEL LLC
organization as filedCITADEL LLC
employer as filedCITADEL
where the face comes fromits own lobbying reports
its face and filingsopen the evidence
- Firm$2,908
PORTERFIELD, FETTIG & SEARS, LLC
organization as filedPORTERFIELD, FETTIG & SEARS, LLC
employer as filedPORTERFIELD, FETTIG & SEARS LLC
where the face comes froma lobbying firm's own reports, for all its clients
its face and filingsopen the evidence
- Filed
- Ann Wagner sponsor, Republican-MO
$48k
measureMoney by the subjects its givers lobby on, version 3
this row as datathe stored row
- Filed$10k
ARES MANAGEMENT
organization as filedARES MANAGEMENT
employer as filedARES MANAGEMENT CORPORATION
where the face comes fromits own lobbying reports
its face and filingsopen the evidence
- Filed$6,750
CLIFFWATER LLC
organization as filedCLIFFWATER LLC
employer as filedCLIFFWATER LLC
where the face comes fromits own lobbying reports
its face and filingsopen the evidence
- Filed$3,449
NASDAQ INC
organization as filedNASDAQ INC
employer as filedNASDAQ
where the face comes fromits own lobbying reports
its face and filingsopen the evidence
- Filed
- Eugene Simon Vindman cosponsor, Democrat-VA
$30k
measureMoney by the subjects its givers lobby on, version 3
this row as datathe stored row
- Filed$7,000
KALSHI
organization as filedKALSHI
employer as filedKALSHI
where the face comes fromits own lobbying reports
its face and filingsopen the evidence
- Filed$3,500
TWO SIGMA INVESTMENTS, LP
organization as filedTWO SIGMA INVESTMENTS, LP
employer as filedTWO SIGMA INVESTMENTS, LP
where the face comes fromits own lobbying reports
its face and filingsopen the evidence
- Registered$2,340
CHARLESBANK CAPITAL PARTNERS, LLC
organization as filedCHARLESBANK CAPITAL PARTNERS, LLC
employer as filedCHARLESBANK CAPITAL PARTNERS
where the face comes froma public register's industry code
its face and filingsopen the evidence
- Filed
- Andrew R. Garbarino cosponsor, Republican-NY
$26k
measureMoney by the subjects its givers lobby on, version 3
this row as datathe stored row
- Filed$3,500
ARES MANAGEMENT
organization as filedARES MANAGEMENT
employer as filedARES MANAGEMENT
where the face comes fromits own lobbying reports
its face and filingsopen the evidence
- Filed$2,222
SOUTHWEST AIRLINES
organization as filedSOUTHWEST AIRLINES
employer as filedSOUTHWEST AIRLINES
where the face comes fromits own lobbying reports
its face and filingsopen the evidence
- Filed$2,000
THE BANK OF NEW YORK MELLON
organization as filedTHE BANK OF NEW YORK MELLON
employer as filedTHE BANK OF NEW YORK MELLON
where the face comes fromits own lobbying reports
its face and filingsopen the evidence
- Filed
The organizations are each member's three largest on this subject. A group of organizations is shown by name only after a person has reviewed it.
Lobbying clients that named this bill in their filings
| Client | Filings | Its face on Finance and Financial Sector |
|---|---|---|
| FINANCIAL SERVICES INSTITUTE | 6 | 46%what it isthe share of this client's lobbying activity on the subject face window2025-2026 its face and filingsopen the evidence |
| INSURED RETIREMENT INSTITUTE | 6 | 25%what it isthe share of this client's lobbying activity on the subject face window2025-2026 its face and filingsopen the evidence |
| INVESTMENT COMPANY INSTITUTE | 5 | 44%what it isthe share of this client's lobbying activity on the subject face window2025-2026 its face and filingsopen the evidence |
| AARP | 3 | 4%what it isthe share of this client's lobbying activity on the subject face window2025-2026 its face and filingsopen the evidence |
| FINSECA | 2 | 32%what it isthe share of this client's lobbying activity on the subject face window2025-2026 its face and filingsopen the evidence |
| CENTER FOR RESPONSIBLE LENDING A SUPPORTING CORP OF CTR FOR COMMUNITY SELF-HELP | 1 | 35%what it isthe share of this client's lobbying activity on the subject face window2025-2026 its face and filingsopen the evidence |
Money facing a bill's subject that reached its sponsors, version 3 · ‡ self-reported text ‡ small donors invisible ‡ lobbying estimates
Votes: 1 roll call tied to this bill by the chambers' own documents
Tallies are the chambers' own published numbers. ‡ votes, not motives
| date | chamber | question | result | yeas | nays | record |
|---|---|---|---|---|---|---|
| 2026-06-25 | house | On Motion to Suspend the Rules and Pass, as Amended | Passed | 414 | 2 | the chamber's document |
Coverage: bills are loaded for Congresses 108, 109, 110, 111, 112, 113, 114, 115, 116, 117, 118, 119. We have not collected a Congress missing from that list, so its bills do not show here even though they exist. Lobbying citations cover the LDA years we collected; votes cover the loaded roll-call files. ‡ correlation, not purchase ‡ lobbying estimates ‡ votes, not motives